Terms of Service — Skilliqo

1. Acceptance of Terms

By accessing or using Skilliqo ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Skilliqo provides bite-sized, gamified educational content across topics including but not limited to biology, history, art, finance, and psychology. Content is delivered via web and mobile applications.

3. User Accounts

You may need to create an account to access certain features. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

4. Subscriptions and Payments

Paid subscriptions are billed in advance. Free trials may be offered; you will be charged at the end of the trial unless you cancel. You may cancel your subscription at any time. Refunds are handled at our discretion.

5. Acceptable Use

You agree not to misuse the Service, including by copying content, reselling access, or using the Service for any illegal purpose. We reserve the right to suspend or terminate accounts that violate these terms.

6. Intellectual Property

All content, materials, and branding on Skilliqo are owned by us or our licensors. You may not reproduce, distribute, or create derivative works without our permission.

7. Limitation of Liability

The Service is provided "as is." We are not liable for any indirect, incidental, or consequential damages arising from your use of the Service.

8. Changes

We may update these terms from time to time. Continued use of the Service after changes constitutes acceptance of the updated terms.

9. Contact

For questions about these Terms, contact us at privacy@skilliqo.app.